Escrow infrastructureAPI / v1 concept
01Transaction trust, programmable
Trust, built into the transaction.
EscrowLink is an escrow-as-a-service API concept for marketplaces, freelance platforms and high-value trade—connecting funding, conditional release, disputes and settlement through one transaction state.
POST /v1/escrows
1 const escrow = await client.escrows.create({
2 amount: 850000,
3 currency: "NGN",
4 reference: "ORDER-2048",
5 release: {
6 type: "buyer_approval"
7 }
8 });
Sandbox-style demo
201 CREATED
No network request will be made.
02 / State model
One transaction.
Every state visible.
Move this fictional escrow through its lifecycle to see how a product interface could stay aligned with the underlying transaction state.
Sample escrowESC_7K2Q
Amount₦850,000
ReferenceORDER–2048
Current stateCreated
CreatedTerms stored
FundedFunds held
ReleasedSettlement prepared
Event streamMost recent first
- escrow.createdTerms stored for ORDER–2048
03 / Integration architecture
Keep the trust layer connected, not tangled.
or platform
API requestWebhooks
state engine
FundingSettlement
payment rails
Idempotent operations
Design retries around stable references so a repeated request does not become a duplicate instruction.
Signed event updates
Keep product state informed through a consistent webhook model and clear event history.
Controlled release logic
Express buyer approval, milestone or platform decision rules in the transaction configuration.
04 / Product patterns
Different agreements.
A consistent trust primitive.
Hold payment until an order reaches the agreed completion point.
View request pattern →Structure milestone funding and release around completed project work.
View request pattern →Coordinate conditional release with transaction evidence and a visible review path.
View request pattern →05 / Integration conversation